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Wolverine Coach | Dog Boxes and Trailers For parents or grandparents, there are few things in life more important than funding for a loved ones college education. With The Safe College Plan (SCP) you will never have to worry about funding for your loved ones education and have that money evaporate when the stock market declines (like the 35% decline in the S P 500 Index from 2000-2002 and a 46% decline from October 2007- October 2008).